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Red light on! Stop credit card applications before they startfrom: Forsgrens
Gone are the days when you only received information that you wanted. With freedom comes the influx of marketing gimmicks and promotions designed to hook and reel in the unsuspecting customer. Credit card companies are no exception.
Despite laws against consumer protection, there are still many vultures who prey on the weak consumer, the ones who can’t say no. Here are a few tips on how you can stop credit card applications from becoming a part of your future financial burden.
1. Credit card companies send thousand of mail with “pre-approved” credit cards every year. Do not fall for this. Once you see this kind of letter in your mailbox, throw it into the trashcan.
2. “Pre-approved” doesn’t mean you already have one. Don’t feel too obligated to apply for a card. You should stop credit card applications at the foot by not responding back. Pre-approved cards still require you to fill in a confirmation form, which amazingly bears the same information as an actual application form. Stop credit card applications even before it gets you.
3. Telemarketers are everywhere offering anything from an entire volume of encyclopedia to credit cards. When they sweet-talk you on the phone, stop credit card applications by clearly expressing your refusal to avail of their card. If by the third refusal they still insist on it, stop credit card applications by gently put down the phone down.
4. One of the favorite venues for marketers is the Internet. It is a good thing that email services have a mail sorting feature and an anti-spam mode to stop credit card applications. However, you still have to sort out your email first before you can activate this service to stop credit card applications from your mailbox.
5. While surfing online, advertisers have found a way to entice consumers with the pop-up windows. Credit cards have employed this method. To stop credit card applications via pop-up windows, you can download free software that specializes in eliminating these annoying ads.
Being human, our force field can be weakened. Let’s say that you already have answered the credit card company’s application. At this point, all you can do is file a letter or make a phone call to stop credit card applications made one your part.
There is another way to stop credit card applications from these card issuers. You can call the credit bureau. These credit bureaus enable you to “opt-out” of having pre-approved credit offers. By calling their toll free number, these card issuers will stop credit card applications being sent to you for two years.
When you make the call, you’ll be asked to provide your personal information, your name, home telephone number, and Social Security number. This information is kept confidential and will only be used to process your request to stop credit card applications from being offered to you.
In addition to this, you can inform the three major credit bureaus of your refusal to share your information for promotional purposes. This is another important step to stop credit card applications in your mail. You can write your own letter to limit the amount of information that these the credit bureaus will share about you.
Resisting the offers of these credit card companies is one of the most effective ways to stop credit card applications.
Saks Fifth Avenue Credit Card News
Retail Markdowns Often Beat Outlet Prices - Wall Street Journal
Wall Street Journal
Retail Markdowns Often Beat Outlet Prices
Wall Street Journal
And retailers including Saks Fifth Avenue, Nordstrom Inc., JWN 0.83 % Michael Kors Holdings Ltd. KORS 1.46 % and Coach Inc. COH 2.04 % continue to open outlet stores at a steady pace. Retailers are starting to open outlet stores closer to malls and ...
The best low-interest credit cards for shopaholics - Dallas Morning News
The best low-interest credit cards for shopaholics
Dallas Morning News
The card also offers 3 percent cash back at supermarkets up to $6,000 per year. And if you're obsessed with Saks Fifth Avenue, Bloomingdale's, Kohl's, Macy's or Nordstrom, you can earn 2 percent cash back at these stores and some other major U.S ...
Saks Fifth Avenue Employees Allegedly Used Customers' Credit Cards To Buy ... - Gothamist
Saks Fifth Avenue Employees Allegedly Used Customers' Credit Cards To Buy ...
This investigation is contained to 6 individuals using stolen credit cards. This was an isolated incident, involving several retailers, and there was no compromise to the security or privacy of Saks Fifth Avenue Customers. Saks is currently cooperating ...
Saks $400000 Shopping Spree Called Credit Card Fraud
Saks Employees Went on a $400K Shopping Spree Using Customers' Stolen ...
Saks workers went on $400000 spending spree with customers' credit cards
9 best low-interest credit cards for shopaholics - Post-Bulletin
9 best low-interest credit cards for shopaholics
The card also offers 3 percent cash back at supermarkets up to $6,000 per year. And if you're obsessed with Saks Fifth Avenue, Bloomingdale's, Kohl's, Macy's or Nordstrom, you can earn 2 percent cash back at thdse department stores and some other major ...
Saks Fifth Avenue Employees Allegedly Steal $400000 Worth Of Merchandise ... - Huffington Post
Saks Fifth Avenue Employees Allegedly Steal $400000 Worth Of Merchandise ...
An alleged $400,000 employee shopping spree using customers' cards at Saks Fifth Avenue's New York City store has left many customers wondering how something like this could happen. Earlier this month, a criminal complaint detailed a scheme involving ...
Saks Fifth Avenue Employees Reportledly Steal $400000 Worth Of Designer ...
Saks employees steal $400K in goods: 6 in ring shop with customer credit cards