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Instant credit card applications are for everyone!

from: Forsgrens





It used to be that instant credit card applications were only reserved for those with previous credit card accounts. But thanks to free enterprise, many young urban professionals can now have their own credit card with instant credit card applications.



Why are they called instant credit card applications?



As our world clash with the culture of everything “instant” like instant noodles and instant coffee, credit card companies realized this trend and joined in the bandwagon with instant credit card applications.



They are instant because, depending on the applicants credentials, it only takes 24 –38 hours to get your credit card applications approved. What used to take weeks of crosschecking and background investigations is reduced to just mere days.



Why is it that fast?



The speed of instant credit card applications is primarily due to efficient information gathering and integrated banking system. The information taken for instant credit card applications are the only ones they need. The rest of the offers like a supplement card is saved for another time.



Once the credit card company inputs your information into the database, they can easily check for your credit standing through the network of credit card companies. That is why during the instant credit card applications process they ask if you have an existing credit card.



Are instant credit card applications risky?



There have been concerns about identity theft during instant credit card applications. As a precaution, applicants should visit the credit card companies main website and send their instant credit card applications through there. Most of these sites are secure and whatever information your share will be kept confidential.



You should probably look for the instant credit card applications guarantee (it is often at the bottom of the page in fine print) or disclaimer regarding shared information.



What about the fee? Is there an extra charge for instant credit card applications?



No. Though instant credit card applications reduce the time and pressure on both consumers and the sales personnel, it requires no extra charge.



But just to be on the safe side, read the agreement on fees and charges carefully. They can be found in instant credit card applications, usually near the end of filing in the form.



There are so many instant credit card applications out there. Which one should I use?



Do not be swayed by overly animated website or glitzy promotional packages. The best way to choose which instant credit card applications to get is by addressing your immediate need. Use this as a guide:



· What will be the credit card’s primary use? Will it only be for gas or will supplement other needs?


· What kind of lifestyle do you have? If you like to travel, a credit card with frequent flyer miles could be the perfect choice for you.


· Will you be able to pay for the usual charges like the annual fee and service charge?


· Do you really need two credit cards?



I’ve decided on what the instant credit card applications I want to get. What now?



Just go to the credit card company’s website and fill in the instant credit card applications form. The more accurate your answers and the faster you submit all the requested documents, the easier for then company to approve your application and you can start enjoying your credit card’s services.


 


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Saks Fifth Avenue Credit Card News

Authorities uncover forged credit-card ring and pot farm in Queens; 17 people ... - New York Daily News


New York Daily News

Authorities uncover forged credit-card ring and pot farm in Queens; 17 people ...
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Wiretaps and surveillance footage revealed a loose group of friends in their 20s “who helped each other out with manufacturing and using forged cards to make purchases at Bloomingdales, Saks Fifth Avenue, Macy's, Target and even Pathmark and ...
17 Charged In Queens Counterfeit Credit Card SchemeCBS Local

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17 Charged in Counterfeit Credit Card Ring, DA Says - DNAinfo


17 Charged in Counterfeit Credit Card Ring, DA Says
DNAinfo
The group of friends, aged between 20 and 28, used the falsified cards at Bloomingdale's, Saks Fifth Avenue, Macy's, Target, Pathmark and Waldbaums supermarkets and purchased a slew of valuables including a pair of jeans worth more than $1,000, gift ...

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Update: Men face 103 more charges in UTC mall credit card fraud - WWSB ABC 7


Update: Men face 103 more charges in UTC mall credit card fraud
WWSB ABC 7
SARASOTA, Fla. -- The four Miami men busted for using counterfeit credit cards at the University Town Center mall last week now face additional charges. The Sarasota County Sheriff's Office is charging the four men with a total of 104 counts of ...

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Thieves target parked cars on Emery Road: Orange Village police blotter - cleveland.com


cleveland.com

Thieves target parked cars on Emery Road: Orange Village police blotter
cleveland.com
Identity theft, Orangewood Drive: A resident, 23, reported June 25 that she'd received a call from a woman claiming to be with the Saks Fifth Avenue financial department and collecting on a debt for five Chanel bags that were allegedly delivered to the ...

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4 men facing 103 charges of purchasing merchandise, gift cards with fraudulent ... - Bradenton Herald


Bradenton Herald

4 men facing 103 charges of purchasing merchandise, gift cards with fraudulent ...
Bradenton Herald
SARASOTA -- Detectives have filed a total of 103 charges against the four men arrested a week ago for using counterfeit credit cards at the Mall at University Town Center, according to the Sarasota County Sheriff's Office. ... The men are now charged ...

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